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CORPORATE TRAVEL INSURANCE
Travelling both locally and abroad for work is becoming an increasingly common part of modern-day business. Whilst business travel can be an exciting part of the job, sometimes things can go wrong. That’s why it is important that companies look after their employees during work-related travel just as they would back in the office.
There are unique risks across a multitude of destinations that businesses or employers face if their employees fall sick or are injured while overseas. Under certain circumstances, a swift evacuation from a politically unstable region or a country where the medical facilities are inadequate is urgently required.
Corporate Travel Insurance provides coverage against the common risks that a corporate traveller may encounter during business trips. This generally includes emergency medical evacuation, accidental death, disability, flight cancellations, loss or theft of baggage and travel documents and personal liability.
It is beneficial for any business with employees who travel where the travel involves planes, hotel stays or tours. With access to a 24-hour assistance services, emergency assistance is just a phone call away.
At Assurein Insurance, we work hard to deliver sound risk advice and placement of tailored insurance solution that meet the needs of your business and its travel requirements. It makes an excellent low- cost employee benefit.
WHAT YOU NEED TO KNOW
Single-trip Travel Insurance
As the name suggests, single-trip travel insurance provides coverage for a single trip. This type of insurance is ideal for those who only travel once or twice a year or for those who are going on an extended trip and want coverage for their stay. It doesn't matter if you will be going to multiple countries. This is still considered to be a single trip, as you will be leaving home and returning home only once.
Multi-trip (Annual) Travel Insurance
Annual business travel insurance, also known as Annual Multi-trip Travel Insurance, is a policy that covers you for multiple trips within a year. This type of insurance is ideal for those who travel frequently or for long periods, as it eliminates the need to purchase a new policy for each trip. It’s easier to manage and more cost effective than negotiating business travel insurance for every trip and every employee separately. You simply estimate the number and nature of overseas business trips your staff will take over the course of a year and pay one deposit based on that estimate. At the end of 12 months, we compare the actual travel with the estimate travel and then make appropriate adjustments.
Family Travel Insurance
Family holidays are a special opportunity to spend quality time with your loved ones. But what if someone falls ill while you’re away, you lose your luggage, or even have to cancel the entire trip? A family travel insurance policy will protect against events like these and more. It’s a simple and often cost-effective alternative to taking out separate policies for each family member. It extends coverage to the entire family unit, ensuring that everyone is protected against the uncertainties of travel.
Can I extend my travel insurance coverage while in Kenya?
Extending travel insurance coverage while in Kenya is possible, but it’s important to contact the insurance provider well before the policy expires. Extensions are subject to the terms and conditions of the insurance company
Can I cancel my travel insurance policy in Kenya and get a refund?
Cancellation policies vary among insurance providers. Some may offer a refund within a specified period after purchasing the policy, while others may have non-refundable terms. It’s crucial to carefully review the terms and conditions of the policy before making any decisions regarding cancellation