Assurein Insurance is your insurance adviser, with professional qualifications and experience in insurance matters. We will negotiate on your behalf for the right solutions at very competitive price.

Assurein Insurance will advise you how to assess the adequacy of your insurance cover by analyzing your business and risk exposures.

The Insurance Act requires premiums to be paid up front (Cash and Carry). However Assurein Insurance can assist you pay premium in installments by arranging premium financing from financial Institutions.

The insurer computes and pays refund premium for the unutilized period subject to the policy terms and conditions if there has not been a claim

Do not admit liability, or make or attempt to make an offer of payment. Notify us immediately and act as if you are uninsured and as far as possible minimize the loss.

Provided you have forwarded all the required documents to us, our highly competent staff will see to it that your claim is processed within a reasonable time.

Excess is the first portion of each and every claim borne by the insured. The amount is paid to the Company before a release letter is issued to receive the car from the repairers or is deducted from the amount payable if it is a total loss.

We provide expert, unbiased advice by ensuring that you, your family, your business, and your possessions are properly protected. Our job doesn’t finish at the point of selling a policy; we will explain coverages, help you make changes to your policy, guide you through the claims process, and help to ensure a swift and fair settlement of claims by your insurer.

Absolutely. Using Assurein Insurance takes away the guesswork from the client. As experts in the field, we will guide you on the right products that meet your specific needs, make the necessary changes to your policy when need arises, and respond to your questions promptly and accurately.

Insurance rates (also known as premiums) are based on risk and exposure. Risk refers to the likelihood of a loss, while exposure refers to the impact of a loss. Insurance companies use statistics to measure these factors, along with individual factors such location, age, value, among others.

Not necessarily. It might even cost less to use an Assurein Insurance. We have extensive partnerships and knowledge of the insurance market and can negotiate competitive premium/terms on your behalf. Assurein Insurance earns a commission from the insurance company when the policy is purchased through us as part of the distribution cost.

Risk management is the identification, assessment and prioritization of risks followed by coordinated and economical application of resources to minimize, monitor and control the probability and / or impact of unfortunate events.

When choosing an Insurance Intermediary, it is important to look for a company that you can trust. You should look for a company with experience in the field of insurance and with a good reputation. It is also a good idea to find an insurance intermediary that belongs to a professional organization. This will ensure that your insurance intermediary is held to high standards and that they will always put your best interests first.

This depends on what stage of life you’re at and how many dependents you have. Younger people with greater financial commitments definitely require more coverage than older people. Certainly, if you have dependents and you’re the sole breadwinner in your family, it’s a good idea to take at least 5 times your gross annual income in life insurance coverage. Many experts recommend even more – it’s not uncommon to suggest 7 or 10 times your income if you have several children and a large mortgage to worry about. Remember, the incremental cost of purchasing extra coverage is not that great, so it’s worth buying more coverage to ensure your family will be taken care of no matter what.

We take customer satisfaction seriously. If you have any complaints or concerns, please reach out to us using the contact form and state your complaint. We have a structured process for handling complaints, ensuring that all issues are addressed promptly and fairly. Your feedback is important to us, and we are committed to resolving any issues to your satisfaction.

We prioritize the security and privacy of our clients’ data. All personal information is stored in secure databases with advanced encryption. We also comply with local data protection laws and regularly update our security protocols to protect against cyber threats.

Depending on the insurer, the condition and your profile, terms may be offered to extend coverage for certain pre-existing conditions. In this instance, coverage can be extended to cover the condition with the payment of additional premium. If you would like to try and have your health conditions covered, please liaise with our qualified consultants so they may help you have your individual situation assessed by an insurer.