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WHY GROUP MEDICAL INSURANCE?
Health Insurance, or Group Medical Insurance, is still the most appreciated employee benefit sought by existing and prospective employees. It is an important factor in keeping top performers happy, healthy and focused on the job.
Today it is no longer just a matter of selecting an insurance provider and co-pay and calling it good. There are a wide variety of alternative programs from insurers from partial self-funding to high co- pay health plans that you can choose from.
Group Health Insurance plans are typically acquired by businesses and organizations to provide medical coverage to their employees/members and dependents for expenses related to hospitalization due to illness, disease, or injury.
While you want to provide the best group health plan possible for your employees, you need cost effective insurance with sufficient coverage that gives you peace of mind. Our depth of knowledge and experience will help you design a program that is affordable and appreciated by your employees.
At Assurein Insurance we strive to provide our customers with comprehensive coverage that makes sense for their employees and bottom line by optimizing the plan design to save money over the long term.
WHAT YOU NEED TO KNOW
What Is Group Medical Insurance?
Group Medical Insurance is a policy employers should consider getting to cover their employees' health and accident costs. Group insurance has many benefits, including the fact that it can help employers save money on health care costs by bundling many employees into one large policy. In addition, group insurance policies are usually very comprehensive in terms of coverage, so employees are generally covered for a wide range of health conditions. Lastly, Group Medical Insurance policies provide employee benefits in the event of an accident or illness. This can help alleviate financial burdens for employees and protect them from potential financial losses.
Why is Group Health Insurance Important?
Group health insurance is a valuable benefit for your employees, and it's vital to ensure that everyone in your organization is protected in the event of an illness or injury. By being proactive about group health insurance, you'll help ensure that everyone in your organization is covered in the event of an emergency. It's also crucial for you to be aware of the various types of group health insurance available to make an informed decision. Before deciding, you should also consider cost, eligibility requirements, and coverage options. Remember, group health insurance is a benefit that can make a big difference in the life of your employees. So, don't wait - get started today.
Why Do organizations Consider Medical Insurance Important?
1. Happy and healthy employees have fewer sickness days which in turn leads to maximum levels of productivity. 2. Efficient healthcare policy means employees receive specialist medical care whenever they need it. 3. It is a fantastic way to incentivize employees and can also be a key tool in recruitment. 4. It is a nice way to demonstrate that the management is considerate and thoughtful to the wellbeing of its workforce. 5. Group Medical insurance benefit generally comes with discounted premiums to employers.
What Key Considerations Do You Consider When Purchasing Medical Insurance?
The above reasons generally lead on to numerous additional questions: - Do all employees have to receive the same level of cover? Are employees willing to pay co-pay? What about employees who work away from our main site (maybe even internationally)? Are employees able to select where they may receive treatment? Can employees include their family members or dependants? Can I have control over the premium and are there ways to manage costs?
Asset All Risks Insurance
This is a special combined property policy designed to offer comprehensive cover for all the assets of a company. The policy affords the insured the convenience of insuring under one policy, the risk of fire, theft, money, goods in transit, glass, business interruption and public liability in one policy that is customized according to the specific needs of the insured. The policy is ideal for large businesses with sizeable asset bases