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Why motor Insurance?
Getting the right car insurance for your family car is crucial and can sometimes be a complicated and confusing task. You need vehicle insurance that gives you the peace of mind that any accidents or damage will be covered.
We understand how much you cherish your car and the need to protect it at all times. That's why we offer comprehensive motor insurance to keep your prized possession safe and sound. We provide cover against accidental damage, loss or damage by fire and theft, malicious damage, and third-party liabilities
At Assurein Insurance, we try to make it as simple and hassle free as possible. We’ll ask the right questions, explain the nuances of optional coverages and recommend coverage amounts appropriate for your particular level of risk so that you can enjoy your cars, safe in the knowledge that you are comprehensively insured.
Finally, in the event of an accident, we will always be just a phone call away to guide you and act as your passionate advocate. We will assist you in navigating the claims process and advocate for a fair and timely resolution.
Our comprehensive cover has the following inbuilt benefits - riot, strike & civil commotion, free annual valuation, personal accident cover for insured or named driver, agreed value basis, special perils, excess protection, Political Violence & Terrorism extension
WHAT YOU NEED TO KNOW
Third Party Only Insurance
Provides protection against claims arising from accidental bodily injury or damage to third party property, happening in connection with business and occurring within the territorial limits described within the period of insurance. The policy is not triggered to pay until the insured has been found legally liable to shoulder damages.
Third Party, Fire & Theft Insurance
While, the above discussed third party coverage provides protection only for the third parties involved, Third Party, Fire and Theft offers additional benefits namely loss of the vehicle due to fire or theft happening in connection with the insured’s business and occurring within the territorial limits described within the period of insurance.
Comprehensive Insurance
This cover offers full protection to both parties involved in an accident. It offers financial security in case of a road accident or in case your car is stolen, damaged due to fire, riots or natural disasters like floods. This cover also offers third party benefits such as damages to other people’s properties like vehicles or buildings, injuries and death. Different insurance companies have different additional coverages. These extra coverages provide cover for windscreen, glass damage, entertainment unit, excess waiver, political violence and terrorism risks among others.
Do I need the valuation of my car?
Yes, valuation of the vehicle is required. On your quote for car insurance, we will use the closest known market value of the vehicle and once the cover is placed, we will issue a valuation letter/slip which you can use to request a free valuation at the appointed valuation outlet. However, you will be required to present copies of ID, KRA PIN and logbook for your car.
Will you handle my claims?
How long does it take? Yes, our team will assist you in the unfortunate event that you have a claim. For small claims, you can expect to have it processed in less than 5 working days if it’s been fully documented. Rest assured our team will make sure you are back on the road as quickly as possible.