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Why Property Insurance?
While every property is different, all types of property can be susceptible to instances of damage, loss and/or theft. Should something unfortunate occur and your property is left unprotected, it could leave you exposed to significant financial burden.
Regardless of the type of business you run, you’ll need insurance to protect the value of your business property from loss due to fire, theft or other perils.
The property include building(s), furniture, fixture and fittings, office equipment, inventory or stock, computers and their accessories, outdoor fences and signages and on-site equipment.
At Assurein Insurance, we understand these exposures and can help you arrange risk and insurance solutions tailored to best meet your specific risk exposures.
This way you protect your company in good time from any possible scenario that may lead to loss or damage to property.
WHAT YOU NEED TO KNOW
Fire & Special Perils Insurance
This policy provides cover for insured property against loss, or damage caused by fire or lightning, earthquake riot and strike, malicious damage, bush fire, spontaneous combustion, standard explosion and special perils such as hail, snow, wind, hurricane, cyclone, tornado, rain damage as a result of flooding, overflowing of guttering, bursting and overflowing of water tanks, aircraft and aerial devices, subterranean fire, impact by road vehicles or animals etc
Industrial All Risks Insurance
Industrial All Risk Insurance (IAR) policy is a comprehensive package policy which provides Insurance protection against a wide variety of risks faced by an industry or factory during its operations. It offers coverage against a wide range of perils such as fire, theft, burglary, machinery breakdown and business interruption. IAR offers much wider coverage than a traditional fire policy and is an excellent tool for big businesses who want to protect themselves from fire and related damages and the consequent business interruption losses faced by the business.
Plate Glass Insurance
Provides indemnity to the insured against accidental breakage of glass whilst situated at the insured’s premises from any cause other than those specifically excluded in the Policy. The policy is ideal for all business establishments that have plate glass installed to enhance their visual and aesthetic appeal like showrooms, shopping complexes, restaurants, hotels, theatres, stadiums and offices. Cover can also be arranged for cabinet glasses, display signs, fixed glass and glass partitions on premises.
All Risks Insurance
Provides indemnity against loss or damage to specified items as a result of any cause within the geographical area specified in the policy. This includes theft, fire, riot and strike, breakage and any other cause not excluded under the policy. The policy provides protection for essential portable assets like laptops, cameras, and other personal items on a worldwide basis.
Asset All Risks Insurance
This is a special combined property policy designed to offer comprehensive cover for all the assets of a company. The policy affords the insured the convenience of insuring under one policy, the risk of fire, theft, money, goods in transit, glass, business interruption and public liability in one policy that is customized according to the specific needs of the insured. The policy is ideal for large businesses with sizeable asset bases