WHAT TO DO DURING A CAR ACCIDENT

Driving can be a risky proposition.  Whenever you are in a vehicle, there’s a risk of being involved in a road traffic accident.  Whether it’s a small or a major injury accident, knowing in advance what to do can help you avoid costly mistakes.  This guide discusses what to do immediately after an accident.

1. Stop Immediately

When involved in a crash, however slight, do not leave the scene until speaking with the other driver, the police, or both.

2. Remain Calm

Remain as calm as possible, and avoid any inclination to react in anger, particularly when encountering another driver behaving irrationally.

3. Safety First 

When involved in a minor accident with no serious injuries, move the vehicles and occupants safely to the side of the road, out of the way of traffic. If a vehicle cannot be moved and no injuries have occurred, drivers and passengers should remain in the vehicle with seatbelts fastened until help arrives. Turn on your hazard lights.

4. Call for Medical Assistance 

Call for emergency medical help if anyone involved in the crash is bleeding, feels lightheaded, or is suffering any physical injury. Always be on the side of caution and call for help. Unless someone at the scene is specifically trained in emergency medical procedures, wait until professional help arrives before attempting to move a person or perform emergency aid.

5. Call The Police 

Calling the police from the crash site is the best action. If the driver cannot contact local law enforcement, he or she should instruct someone else to do so. Police officers can address traffic infractions and take notes for the incident record.

6. Don’t Admit Fault 

Do not discuss specific details of the accident with anyone except the police. Be polite, but don’t admit fault to the other driver or the police.

7. Photograph & Document the Accident 

Include photos that reveal the overall context of the crash – road conditions, intersection site, traffic signs or lights, etc. Record in writing all pertinent information concerning the incident, including:

• The Incident — The time and date, a description and exact location of the accident scene, and any recollection of your vehicle’s handling or mechanical functioning immediately before the crash.
• Involved Parties — Names, addresses, telephone numbers, vehicle and driver’s license numbers, and insurance carriers.
• Witnesses — Names, addresses, and contact information.
• Police Officers — Names, badge numbers, where to obtain a copy of the police report and issuance of any citations.

8. Contact Your Insurer or Broker

It is important to promptly inform your insurance intermediary about the accident. Tell them about the whole incident and explain the facts and the extent of the injuries if any.

That way, they can tell you exactly what they will need in order to process your claim or get your vehicle repaired as smoothly and quickly as possible.

For more information on motor insurance, contact our office at +254700296850 or write an email to insure@assurein.co.ke